Texas Health Insurance Plans
Texas uses HealthCare.gov, and most Texans qualify for a Premium Tax Credit that dramatically lowers monthly premiums. Compare ACA, short-term, dental, vision, and supplemental plans from top carriers serving Houston, Dallas–Fort Worth, San Antonio, Austin, and every county in the state.
- Licensed independent agency serving Texas residents.
- Compare ACA, short-term, dental, vision, and supplemental options.
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Coverage Options for Texas Residents
ACA Marketplace Plans
Comprehensive coverage with subsidies for qualifying households.
Short-Term Health Insurance
Temporary coverage between jobs or outside open enrollment.
Fixed Indemnity Plans
Cash benefits paid directly for covered medical services.
Dental Insurance
Preventive, basic, and major dental coverage.
Vision Insurance
Exams, lenses, frames, and contact lens coverage.
Supplemental Insurance
Accident, critical illness, and hospital indemnity add-ons.
Texas Marketplace & Enrollment
Texas has not expanded Medicaid, so adult eligibility is limited. However, Texans with household income at or above 100% of the Federal Poverty Level typically qualify for enhanced ACA Premium Tax Credits at HealthCare.gov — many households now pay $0–$100/month for a Silver plan after subsidies.
Top Carriers Serving Texas
- Blue Cross Blue Shield of Texas
- Ambetter from Superior HealthPlan
- UnitedHealthcare
- Oscar Health
- Aetna CVS Health
- Molina Healthcare
- Community Health Choice
Carrier availability varies by county and plan year. Your licensed TruePath agent will confirm which carriers currently sell plans in your ZIP code.
Texas Cities We Serve
We help Texas residents statewide — not only in the cities listed above.
Texas Health Insurance FAQ
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