North Carolina Health Insurance Plans
North Carolina expanded Medicaid in December 2023, opening low-cost coverage to hundreds of thousands more residents. Compare ACA Marketplace plans, short-term, dental, vision, and supplemental options from top carriers serving Charlotte, Raleigh, Greensboro, and every county.
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- Compare ACA, short-term, dental, vision, and supplemental options.
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Coverage Options for North Carolina Residents
ACA Marketplace Plans
Comprehensive coverage with subsidies for qualifying households.
Short-Term Health Insurance
Temporary coverage between jobs or outside open enrollment.
Fixed Indemnity Plans
Cash benefits paid directly for covered medical services.
Dental Insurance
Preventive, basic, and major dental coverage.
Vision Insurance
Exams, lenses, frames, and contact lens coverage.
Supplemental Insurance
Accident, critical illness, and hospital indemnity add-ons.
North Carolina Marketplace & Enrollment
North Carolina expanded Medicaid in December 2023 — adults with household income up to 138% of the Federal Poverty Level typically qualify at no cost. Above that, most households qualify for Premium Tax Credits at HealthCare.gov that bring monthly premiums well under $150.
Top Carriers Serving North Carolina
- Blue Cross Blue Shield of North Carolina
- Ambetter of North Carolina
- AmeriHealth Caritas
- UnitedHealthcare
- Aetna CVS Health
- Cigna
- Oscar Health
Carrier availability varies by county and plan year. Your licensed TruePath agent will confirm which carriers currently sell plans in your ZIP code.
North Carolina Cities We Serve
We help North Carolina residents statewide — not only in the cities listed above.
North Carolina Health Insurance FAQ
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