New Jersey Health Insurance Plans
New Jersey runs its own Marketplace at GetCoveredNJ and adds state subsidies on top of the federal Premium Tax Credit. Compare ACA plans, dental, vision, and supplemental options from top carriers serving Newark, Jersey City, Paterson, and every county in the state.
- Licensed independent agency serving New Jersey residents.
- Compare ACA, short-term, dental, vision, and supplemental options.
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Coverage Options for New Jersey Residents
ACA Marketplace Plans
Comprehensive coverage with subsidies for qualifying households.
Short-Term Health Insurance
Temporary coverage between jobs or outside open enrollment.
Fixed Indemnity Plans
Cash benefits paid directly for covered medical services.
Dental Insurance
Preventive, basic, and major dental coverage.
Vision Insurance
Exams, lenses, frames, and contact lens coverage.
Supplemental Insurance
Accident, critical illness, and hospital indemnity add-ons.
New Jersey Marketplace & Enrollment
New Jersey expanded Medicaid — adults up to 138% FPL qualify for NJ FamilyCare. Above that, the state adds its own subsidy on top of the federal Premium Tax Credit through GetCoveredNJ, making coverage among the most affordable in the country. New Jersey also has a state individual mandate requiring residents to have qualifying coverage.
Top Carriers Serving New Jersey
- Horizon Blue Cross Blue Shield of New Jersey
- AmeriHealth New Jersey
- Aetna CVS Health
- Oscar Health
- UnitedHealthcare Oxford
Carrier availability varies by county and plan year. Your licensed TruePath agent will confirm which carriers currently sell plans in your ZIP code.
New Jersey Cities We Serve
We help New Jersey residents statewide — not only in the cities listed above.
New Jersey Health Insurance FAQ
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