Illinois Health Insurance Plans
Illinois expanded Medicaid and is transitioning to a state-based Marketplace (Get Covered Illinois) for the 2026 plan year. Compare ACA plans, short-term, dental, vision, and supplemental options from top carriers serving Chicago, Aurora, Rockford, and every county.
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Coverage Options for Illinois Residents
ACA Marketplace Plans
Comprehensive coverage with subsidies for qualifying households.
Short-Term Health Insurance
Temporary coverage between jobs or outside open enrollment.
Fixed Indemnity Plans
Cash benefits paid directly for covered medical services.
Dental Insurance
Preventive, basic, and major dental coverage.
Vision Insurance
Exams, lenses, frames, and contact lens coverage.
Supplemental Insurance
Accident, critical illness, and hospital indemnity add-ons.
Illinois Marketplace & Enrollment
Illinois expanded Medicaid — adults up to 138% of FPL typically qualify at no cost. Higher-income households qualify for federal Premium Tax Credits through Get Covered Illinois; many pay under $100/month for a Silver plan.
Top Carriers Serving Illinois
- Blue Cross Blue Shield of Illinois
- Ambetter from Meridian
- Aetna CVS Health
- Molina Healthcare of Illinois
- UnitedHealthcare
- Cigna
- Quartz
Carrier availability varies by county and plan year. Your licensed TruePath agent will confirm which carriers currently sell plans in your ZIP code.
Illinois Cities We Serve
We help Illinois residents statewide — not only in the cities listed above.
Illinois Health Insurance FAQ
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