Florida Health Insurance Plans
Florida leads the nation in ACA Marketplace enrollment. Most Floridians qualify for a Premium Tax Credit at HealthCare.gov, and many pay under $50/month after subsidies. Compare ACA, short-term, dental, vision, and supplemental plans serving Miami, Orlando, Tampa, Jacksonville, and every county.
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- Compare ACA, short-term, dental, vision, and supplemental options.
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Coverage Options for Florida Residents
ACA Marketplace Plans
Comprehensive coverage with subsidies for qualifying households.
Short-Term Health Insurance
Temporary coverage between jobs or outside open enrollment.
Fixed Indemnity Plans
Cash benefits paid directly for covered medical services.
Dental Insurance
Preventive, basic, and major dental coverage.
Vision Insurance
Exams, lenses, frames, and contact lens coverage.
Supplemental Insurance
Accident, critical illness, and hospital indemnity add-ons.
Florida Marketplace & Enrollment
Florida has not expanded Medicaid. However, Floridians with household income at or above 100% of the Federal Poverty Level typically qualify for large ACA Premium Tax Credits. Florida has the highest Marketplace enrollment in the country — about 4.6 million residents — because subsidies make coverage affordable.
Top Carriers Serving Florida
- Florida Blue (Blue Cross Blue Shield of Florida)
- Ambetter from Sunshine Health
- Molina Healthcare
- Oscar Health
- Aetna CVS Health
- UnitedHealthcare
- AvMed
Carrier availability varies by county and plan year. Your licensed TruePath agent will confirm which carriers currently sell plans in your ZIP code.
Florida Cities We Serve
We help Florida residents statewide — not only in the cities listed above.
Florida Health Insurance FAQ
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